About this Course
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Beginner Level

Approx. 11 hours to complete

Suggested: 2-3 hours per week...

English

Subtitles: English

100% online

Start instantly and learn at your own schedule.

Flexible deadlines

Reset deadlines in accordance to your schedule.

Beginner Level

Approx. 11 hours to complete

Suggested: 2-3 hours per week...

English

Subtitles: English

Syllabus - What you will learn from this course

Week
1
1 hour to complete

Module 1: Overview of FinTech & Market Size

This module was designed to give you foundational overview of FinTech and robo-advising. You’ll identify the main goals of fintech and forecast the future of robo-advising by discussing Vanguard’s Personal Advisor Services. Through defining the market size, you’ll learn key areas in which fintech and financial apps have gained traction. And finally, you will analyze the reported valuations of selected robo-advisors and observe the growth of fintech in both insurtech and global markets. By the end of this module, you’ll be better able to assess the value of FinTech and robo-advising, and gain a better understanding of the future of fintech in various financial markets.

...
8 videos (Total 27 min), 1 reading, 1 quiz
8 videos
What is FinTech?2m
Robo-Advising5m
Defining the Market Size2m
Attitudes Towards Financial Apps2m
Assets Under Management of Robo-Advisors6m
The Insurtech Market1m
The Global Market5m
1 reading
Module 1 Lecture Slides10m
1 practice exercise
Module 1 Quiz: Overview of FinTech & Market Size
Week
2
1 hour to complete

Module 2: Key Considerations in FinTech

In this module, you’ll examine new attitudes towards financial advice and trust in the financial industry. Through close examination of the financial behaviors of millennials, you’ll gain a deeper understanding of the effects of technology in changing personal financial practices. You’ll also explore the emergence of risk aversion and impact investing due to changing ideas about the purpose of businesses. Then you’ll discuss the key components and characteristics of both a successful financial advisor and financial algorithms. By the end of this module, you will better understand the future of investing, and be able to utilize trust to overcome volatile markets and navigate complex decisions.

...
6 videos (Total 58 min), 1 reading, 1 quiz
6 videos
Millennials' Attitude Towards Financial Advice14m
Risk Aversion7m
Millennials and Social Impact3m
Trust in FinTech19m
Choice Architecture9m
1 reading
Module 2 Lecture Slides10m
1 practice exercise
Module 2: Key Considerations in FinTech
Week
3
1 hour to complete

Module 3: Payments

In this module, you’ll be introduced to the foundations of payment methods, and focus more closely on the history and regulation of payments. You’ll begin by examining the history and current global trends in payment methods by analyzing UnionPay. Then you’ll look at the evolution of credit cards, the two-sided payment markets, and the inherent issues of the credit card payment system. You’ll learn key aspects behind complex payment processes, the regulation behind payment methods, and promising solutions from fintech for concerns in the credit card market. By the end of this module, you’ll have a richer understanding of the growth of payment systems and their regulations, and of the impact of fintech in the future of payment systems.

...
11 videos (Total 71 min), 1 reading, 1 quiz
11 videos
History of Payment Methods4m
Current Global Trends in Payment Methods6m
Two-Sided Payment Markets10m
Complexity of Payment Process6m
Cost Burden for Merchants5m
Who Pays for Credit Card Reward6m
Introduction to Regulation11m
US Credit Regulation11m
International Credit Regulation3m
Future of Payment Networks4m
1 reading
Module 3 Lecture Slides10m
1 practice exercise
Module 3 Quiz: Payments
Week
4
1 hour to complete

Module 4: Regulation

In this module, you’ll be introduced to the concerns and innovations in financial regulation and focus more closely on the emergence of fintech. By discussing theoretical criticisms of regulation, you’ll gain a better understanding behind balance between regulation and innovation and the tradeoffs that come with the balance. Through analyzing the Great Recession of 2008 and its impact on regulations in the financial industry, you’ll study the emergence of fintech as an entrepreneurial solution for financial businesses. Through identification of fintech and outlining its massive growth, you will evaluate the main benefits and issues within this the emerging field. By the end of this module, you’ll be able to identify how regulations manage innovative approaches, and employ best practices of utilizing fintech in your organization while understanding the global landscape of fintech regulation

...
11 videos (Total 63 min), 1 reading, 1 quiz
11 videos
The Regulation Innovation Tradeoff4m
The Great Recession6m
Emergence of FinTech5m
FinTech Growth & Benefits4m
Issues with FinTech8m
Issues Regulating FinTech7m
US FinTech Regulation4m
Global FinTech Regulation8m
RegTech and Looking Forward4m
Thank You34s
1 reading
Module 4 Lecture Slides10m
1 practice exercise
Module 4 Quiz: Regulation

Instructors

Avatar

Christopher Geczy

Adjunct Professor of Finance
Finance
Avatar

Natasha Sarin

Assistant Professor of Law
Law

About University of Pennsylvania

The University of Pennsylvania (commonly referred to as Penn) is a private university, located in Philadelphia, Pennsylvania, United States. A member of the Ivy League, Penn is the fourth-oldest institution of higher education in the United States, and considers itself to be the first university in the United States with both undergraduate and graduate studies. ...

About the Fintech: Foundations & Applications of Financial Technology Specialization

Wharton's Fintech Specialization is designed to introduce you to the fundamental building blocks of financial technologies and real-world applications through case studies of Wharton-led companies in the field. You'll learn the the essential components of technology-driven financial strategies, from complex regulations to cryptocurrency to portfolio optimization. You'll also learn how modern investment strategies deploy technology to produce optimal results, explore the disruptive force of changing payment methods, analyze the changing regulatory landscape, and gain a deeper understanding of robo-advising, crowdfunding, peer-to-peer lending, and blockchain. By the end of this Specialization, you'll be able to make informed decisions about deploying financial technologies for yourself or for your business, giving you a competitive advantage in using the latest financial innovations....
Fintech: Foundations & Applications of Financial Technology

Frequently Asked Questions

  • Once you enroll for a Certificate, you’ll have access to all videos, quizzes, and programming assignments (if applicable). Peer review assignments can only be submitted and reviewed once your session has begun. If you choose to explore the course without purchasing, you may not be able to access certain assignments.

  • When you enroll in the course, you get access to all of the courses in the Specialization, and you earn a certificate when you complete the work. Your electronic Certificate will be added to your Accomplishments page - from there, you can print your Certificate or add it to your LinkedIn profile. If you only want to read and view the course content, you can audit the course for free.

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