About this Course
5.0
8 ratings
2 reviews
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100% online

Start instantly and learn at your own schedule.
Flexible deadlines

Flexible deadlines

Reset deadlines in accordance to your schedule.
Intermediate Level

Intermediate Level

Hours to complete

Approx. 17 hours to complete

Suggested: 2-3 hours/week...
Available languages

English

Subtitles: English...
100% online

100% online

Start instantly and learn at your own schedule.
Flexible deadlines

Flexible deadlines

Reset deadlines in accordance to your schedule.
Intermediate Level

Intermediate Level

Hours to complete

Approx. 17 hours to complete

Suggested: 2-3 hours/week...
Available languages

English

Subtitles: English...

Syllabus - What you will learn from this course

Week
1
Hours to complete
2 hours to complete

Financial Crises

So you’re interested in the opportunities for fintech in emerging markets? I’ll start by taking you back to the key events in financial crises of the late 1990s and early 2000s that will enable you to understand the context of fintech and regulation in emerging markets. We’ll be looking at the basic mechanisms behind banking and what happened when the financial markets crashed. It’s essential for us to become familiar with the new financial regulations and how they create opportunities and constraints for fintech today. Over the four weeks of the course, you will be invited to think about how new financial regulations have spurred the rise of fintech companies in emerging economies....
Reading
12 videos (Total 82 min), 4 readings, 3 quizzes
Video12 videos
Introduction to Week 1 - Financial Crises4m
Asian Financial Crisis - The Contributing Factors6m
Asian Financial Crisis - The Outcome5m
Global Financial Crisis - The American Dream6m
Global Financial Crisis - Securitization of Mortgages5m
Global Financial Crisis - The Crises Erupts5m
Global financial crisis - The Crisis Continues6m
Bank Balance Sheets6m
Mechanisms of Mortgage Securitization9m
Mechanisms Behind Contagion Channels10m
Basel III - Liquidity Regulation and Leverage Ratios11m
Reading4 readings
Meet the instructor3m
How the course works5m
Additional resources on financial crises10m
Week 1 - Wrap up5m
Quiz3 practice exercises
Global financial crises12m
Financial mechanisms10m
Week 1 - Asian and global financial crises15m
Week
2
Hours to complete
5 hours to complete

Post-crisis regulations

This week we dive into detail about financial systems - with a focus on how banks work and on banking regulation. Using the Great Depression of the United States as starting point, I describe what happened to cause the collapse of banks and the introduction of the post-depression financial regulations. The new financial regulations included the establishment of international financial institutions which control current monetary policies. Being familiar with the current financial regulatory framework and where it comes from provides the basis for understanding the disruptions from the fintech innovations we will be covering next week....
Reading
12 videos (Total 67 min), 3 readings, 5 quizzes
Video12 videos
Great Depression: Stock Market Crash3m
Great Depression: Banking Crisis4m
New Deal: Emergency Measures2m
New Deal: Commercial Bank Structures6m
New Deal: Federal Reserve System4m
Regulation Q and Shadow Banking8m
Two Main Modes of the Financial System6m
Capital Regulation8m
Risk-weighted Assets7m
The Bretton Woods Agreement4m
The Bretton Woods Design Flaw5m
Reading3 readings
Resources: Post-crisis regulation10m
Week 2 - Wrap up10m
Honors lessons10m
Quiz4 practice exercises
Great Depression and New Deal2m
Financial Systems2m
Week 2 - Post-crisis regulations and financial systems15m
Honors - Bretton Woods14m
Week
3
Hours to complete
3 hours to complete

Fintech regulation in emerging markets

Now we reach the heart of the course - looking at the context of fintech in countries with emerging economies and what makes it different from industrialised countries. We will look at Initial Coin Offerings (ICO) which are one of the key mechanisms used fintech companies to finance themselves. We are going to focus particularly on South Africa, China and Brazil, and I have a number of interviews with people involved in banking, financial regulation and fintech from these countries. ...
Reading
12 videos (Total 86 min), 3 readings, 3 quizzes
Video12 videos
How Regulation in Emerging Markets Differ7m
Fintech regulation in the US - Responsible innovation5m
Initial Coin Offerings (ICOs)5m
Initial Coin Offering Regulation4m
Smart Contracts and Law7m
Fintech Regulation in China: Market for Cryptocurrencies5m
Fintech Regulation in China: ICOs and P2P Lending5m
Fintech in China: Interview with Michael Wong13m
Fintech Regulation in Brazil6m
Fintech Regulation in South Africa5m
Fintech in South Africa: Interview with Arif Ismail15m
Reading3 readings
My guests this week10m
Resources for fintech regulation in emerging markets20m
Week 3 - Wrap up10m
Quiz3 practice exercises
Fintech Regulation in the US10m
Financial Regulation in Emerging Markets10m
Week 3 - Fintech regulation and emerging markets10m
Week
4
Hours to complete
4 hours to complete

Rise in Fintech Companies

In the last week of the course, you will be looking applications of fintech in emerging economies. I have selected two of the most successful applications to explore in detail - peer-to-peer lending and remittances. Because of the costs of banking and the exclusion of millions from the formal banking systems, entrepreneurs have started creating innovative mechanisms to finance business by borrowing from peers. Using fintech as fast and secure mechanism to transfer remittances is being widely used across the world - and we will look at some examples. I also invited guests from within the banking sector to describe how large formal financial institutions are considering the impact of blockchain and other new technologies. At the end of this week, you will have a chance to apply what you’ve learnt in a final assignment....
Reading
13 videos (Total 105 min), 2 readings, 3 quizzes
Video13 videos
Peer-to-Peer Lending3m
Peer-to-Peer Models4m
Remittances5m
Zoona: Expanding Financial Services in Africa15m
Payment Services - Yoco7m
Blockchain and Banks - Naomi Snyman9m
Blockchain and Banks - Stuart van der Veen and Aatish Ramkaran7m
ICOs, Blockchain and Banks - Farzam Ehsani9m
Fintech for Financial Freedom - StokFella13m
Fintech for Impact - The SunExchange6m
Impact Investing - Aunnie Patton Power14m
Course conclusion2m
Reading2 readings
My guests this week10m
Resources10m
Quiz2 practice exercises
Peer-to-peer lending and remittances4m
Payments and Impact8m
5.0
2 ReviewsChevron Right

Top Reviews

By MBSep 7th 2018

This course was well presented. I am a science student who's never had any Business or Financial education and I was able to perfectly understand everything with help from the required reading.

By INOct 4th 2018

Being a Social Science scholar, I must admit, I found this to be worthwhile.

Instructor

Avatar

Co-Pierre Georg

Associate Professor
AIFMRM

About University of Cape Town

The University of Cape Town is the oldest university in South Africa and is one of the leading research universities on the African continent. UCT has over 25 000 students, of whom 30% are postgraduate students. We offer degrees in six faculties: Commerce, Engineering & the Built Environment, Health Sciences, Humanities, Law, and Science. We pride ourself on our diverse student body, which reflects the many cultures and backgrounds of the region. We welcome international students and are currently home to thousands of international students from over 100 countries. UCT has a tradition of academic excellence that is respected world-wide and is privileged to have more than 30 A-rated researchers on our staff, all of whom are recognised as world leaders in their field. Our aim is to ensure that our research contributes to the public good through sharing knowledge for the benefit of society. Past students include five Nobel Laureates – Max Theiler, Alan Cormack, Sir Aaron Klug, Ralph Bunche and, most recently, J M Coetzee....

Frequently Asked Questions

  • Once you enroll for a Certificate, you’ll have access to all videos, quizzes, and programming assignments (if applicable). Peer review assignments can only be submitted and reviewed once your session has begun. If you choose to explore the course without purchasing, you may not be able to access certain assignments.

  • When you purchase a Certificate you get access to all course materials, including graded assignments. Upon completing the course, your electronic Certificate will be added to your Accomplishments page - from there, you can print your Certificate or add it to your LinkedIn profile. If you only want to read and view the course content, you can audit the course for free.

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